You did remember that you have to pay your car insurance every 6 months when you guessed you could send an extra $20, right? Debtinator remembered.Īnd the best part is - it works within your lifestyle. If you want to spend $50/month eating out and $100/month on movies and $200/month on purchases here in the App Store, you're welcome to do it. We're not trying to make you pay off your debt our way, we're trying to show you how to pay it off your way. If you don't like the results? Change 'em! Spend $25/month eating out instead and see what sort of impact it has. If it saves you more in interest and gets you out of debt sooner, then so much the better. Or go the other way - maybe budgeting $75/month for eating out will only keep you in debt for another 3 months and cost you a couple hundred bucks more. Is eating out more for the next few years worth the little bit of extra time it'll take you to pay off your debts? We don't know. The point is you get to decide what works for you, Debtinator just works with it. It doesn't matter if you have $5,000 in debt or $500,000. Wouldn't you love to pay off your mortgage in 7 years instead of 30? If it can be done, Debtinator will show you how. A little work and planning is going to recoup the registration fee in nothing flat, knock out your debts, and brighten your future.įeature requests? Problems? Bugs? Contact us and let us know! We hate bugs in the app even more than you do - it's handling your money and our reputation, and it's gotta be flawless. So if you have trouble, tell us so we can fix it. Feature requests are always welcome, too! We can't promise to implement everything, but suggestions are always a good thing. So please, talk to us should the need arise. We pride ourselves on our customer service.Anyone in debt knows they need to get rid of it – it’s crippling and can overwhelm and consume your life. Especially now that this economy is as unpredictable as it is, it is not a good time to be heavily indebted.īut it’s not nearly as easy to get out as it was in it. Some plans or applications tell you to just send a little bit more into your debt and melt them away. Because when it comes down to it, you’re still guessing. “Hmm, I think I can save another $ 20 on my credit card this month.” And then you make projections based on your guess and hope and hope you guessed correctly. Because if you were wrong, all those projections are fake….ĭebtor is more intelligent. Rather than relying on guessing how much money you can send, instead describe your financial situation and calculate how much money you have available to send for you. So you tell it your income, your recurring expenses and describe your indebtedness. It analyzes all of this and calculates how much money you actually have available to pay off your debts. Of course, you can save $ 20 on your credit card this month. But maybe you could send as much as $ 50 next month. And the month after that, you can’t send anything extra because your auto insurance is due. You do remember having to pay for your auto insurance every six months when you guessed you could send an extra $ 20, right? Debtor remembered.īest of all, it works within your lifestyle. Still on sale for $19.If you want to eat out $ 50 / month and $ 100 / month in movies and $ 200 / month in purchases here at the App Store, you are most welcome. Still on sale for $19.99 for a limited timeAdded flag to allow budgets to save until a goal is reachedExtended weekday bindings to bind to closest weekday, previous weekday, following weekday, and closest weekday in same monthCheck numbers can now be non-numeric ("EFT", "DEBIT", "CASH", etc)Added ability to round debt payments down to nearest dollar, ten, hundred, or thousandScenarios will now warn you if an account has no deposits and ends with a negative balanceFixed an incorrect display of Total Available Funds in scenarios on certain older data files or when paid from a debtFixed an intermittent crash from refreshing the amortization table Changes It's non intrusive, straightforward and is sure to help you at least see where you are going wrong with your money. Although it's generally all self-explanatory, the program also comes with some very useful step-by-step videos via the Help menu.ĭebtinator isn't exactly a complicated financial application but that's what makes it so appealing. However, the most revealing feature is probably the Graph tab which illustrates how your income and outgoings are faring. Debtinator provides an easy way to navigate between your various sections such as Accounts, Ledgers, Debts, Expenses, Income etc.
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